About Shawn Way
Shawn Way, HELOC specialist.
Shawn Way is a HELOC specialist, mortgage loan originator and Senior Vice President at West Capital Lending, Inc. in Irvine, California (NMLS #1007298). He has worked in mortgage lending since 2012 and personally funded more than 1,700 home loans. Today he leads The Masters, a team of more than 200 loan officers, while still working directly with his own borrowers.
His focus is home equity, including fixed-rate and bank-statement HELOCs. He also helps clients buy, refinance and finance rental properties, with access to more than 180 lenders through West Capital Lending.
Career
From loan officer to team leader, and back to originating.
In February 2023 Shawn left a production-management role at a direct lender and returned to originating in the broker model, rebuilding without his former employer’s book of business. The Masters grew alongside that work.
- 2012–2018Executive Licensed Lending Officer, loanDepot
Begins mortgage lending in 2012 and personally funds more than 1,000 purchase and refinance mortgages before moving into management.
- 2018–2023Production Manager, loanDepot
Manages more than 100 loan officers, overseeing teams that fund more than $3.5 billion.
- February 2023Joins West Capital Lending
Returns to personal origination in the broker model and begins building The Masters.
- 2024–2025The Masters earns company recognition
The team ranks #1 at West Capital Lending. In 2025 its loan officers fund 7,319 loans totaling $1.646 billion.
- TodayStill originating, still teaching
1,700+ loans personally funded across his career; leads more than 200 loan officers; publishes HELOC research through HELOCHQ.
Production
His own loans, and his team’s, kept separate.
Since February 2023 Shawn has funded $221 million across 740 loans at West Capital Lending; 239 of them in 2026 through October, his most in any year.
| Year | Team funded volume | Loans | Loan officers |
|---|---|---|---|
| 2023 | $158,913,913 | 714 | 46 |
| 2024 | $721,234,762 | 2,977 | 100 |
| 2025 | $1,646,321,209 | 7,319 | 172 |
| 2026 (Jan–Oct) | $1,544,763,276 | 6,892 | 214 |
From the team’s funding report, published on HELOCHQ; 2026 runs through October 23. Team results include loans funded by Shawn and are separate from his personal record.
Recognition
Awards across his career.
His employer biography lists 17 monthly Top Producer recognitions since August 2024. The awards below retain the company or program that issued the recognition.
- The Masters, identified by West Capital Lending as its #1 team in 2024 and 2025
- Rocket Pro TPO Top Loan Officer recognition in 2023, 2024 and 2025, as listed in Shawn’s employer biography
- Recognition through loanDepot’s Chairman’s Elite program, as listed in his employer biography
- West Capital Lending California funded-volume leader for March 2026, as listed in his employer biography
- First place, Cal State Fullerton Business Plan Competition, 2012 (his venture Tank Skinz); invited back as a judge in 2014
Award details as published on Shawn’s HELOCHQ profile and his West Capital Lending biography.
Credentials
The details, in the open.
- Individual NMLS
- #1007298 · verify
- California DRE
- #01853928 · verify
- Licensed in
- 36 states and DC · every license number
- Company
- West Capital Lending, Inc., NMLS #1566096, DRE #02022356
- Office
- 17911 Von Karman Ave, Suite 400, Irvine, CA 92614
Quick answers
About Shawn, briefly.
What does Shawn Way do?
Shawn is a HELOC specialist, mortgage loan originator and Senior Vice President at West Capital Lending, Inc. He helps borrowers with HELOCs and home equity loans, purchases, refinances, self-employed and rental-property financing, and he leads The Masters, a team of more than 200 loan officers.
How long has Shawn Way been in mortgage lending?
Since December 2012. He spent about ten years at loanDepot, as a loan officer and then a production manager, before joining West Capital Lending in February 2023.
What is The Masters?
The Masters is the team Shawn built and leads at West Capital Lending. It ranked #1 at the company in 2025, when its loan officers funded 7,319 loans totaling $1.646 billion.
What is Shawn Way’s NMLS number?
1007298. You can verify it, and every state license, on NMLS Consumer Access. His California DRE license number is 01853928.
Talk to Shawn
Talk it through with Shawn.
Bring the goal, the property’s state and your current loan. He’ll tell you what’s worth comparing.